Вакансия на удаленке.
В многопрофильную международную инвестиционную группу Finstar Financial Group требуется Head of Risk (Saudi Arabia).
The company is seeking for an experienced and highly motivated Head of Risk to oversee and manage the company's risk management activities. As a Head of Risk, you will be responsible for identifying, assessing, and mitigating risks across the credit card and cash loan product in Saudi Arabia. This is green field start-up and the company is looking for the person, who is capable to build risk function “from scratch”.
Responsibilities:
- Owner of centralized and standardized Risk and Business Intelligence function in field of Retail Lending and Credit Cards
- Development, implementation, and calibration of risk policies and provisioning methodology, credit risk, operational risk, anti-fraud, and collection strategies
- Decision-making process management. Implementation of risk management strategies and score-models, their evaluation and monitoring
- Ensure that risk policies, risk management and reporting processes are executed in appropriate manner
- Credit portfolio management
- Credit risk review and risk assessment reports preparation
- Regular monitoring and analysis of main risk indicators to ensure lending process is in accordance with company’s strategy
- New and existing data sources management – identification, implementation, usage, monitoring and analysis: bureau, cell operators, third-parties scores etc.
- Development, implementation, and management of centralized Business Intelligence function
- Owner of all Risk and BI related IT developments
- Hiring, training, management, and outcome verification of local talent in Risk and Business Intelligence functions
- Budgeting, forecasting and managing Risk KPIs: NPL, LLP, AR, LGD, COR, repayment behavior vintages etc.
- Liaison with members of international teams
- Communicate to all risk issues to the relevant stakeholders (internal and external)
Experience and required skills:
- Higher education in Mathematics, Economics, Finance, or similar area
- Experience in Retail Banking Credit risk management, scoring models development, provisioning, portfolio management and analysis, collection strategy development
- Ability to analyze complex information and make informed decisions
- Excellent leadership and people management skills
- Excellent communication, negotiation, and interpersonal skills
- Strong knowledge of risk management frameworks, methodologies, and tools
- Ability to work effectively in a fast-paced and dynamic environment
- Proficient in Microsoft Office and other relevant software applications
- Fluent knowledge of English