В финтех-холдинг Digital Finance International (Finstar Financial Group) требуется Head of Risk.
Responsibilities:
- Owner of centralized and standardized Risk and Business Intelligence function in field of Credit Cards\Neo-banking
- Development, implementation, and calibration of risk policies - provisioning methodology, credit risk, operational risk, anti-fraud, and others
- Decision-making process management. Implementation of risk management strategies and score-models, their evaluation and monitoring
- Ensure that risk policies, risk management and reporting processes are executed in appropriate manner
- Credit portfolio and risk analysis, improvement recommendations and corrective actions. Credit risk review and risk assessment reports preparation
- Regular monitoring and analysis of main risk indicators to ensure lending process is in accordance with company’s strategy
- Create and implement the risk governance framework for operations level for each country in the region
- Development and optimization of the automatic decision-making – credit risk, fraud prevention, collection optimization
- Development, implementation, optimization, support and analytics of collection strategy and processes, on-boarding, and risk assessment
- New and existing data sources management – identification, implementation, usage, monitoring and analysis: bureau, cell operators, third-parties scores etc.
- Development, implementation, and management of centralized Business Intelligence function
- Owner of all Risk and BI related IT developments
- Hiring, training, management, and outcome verification of local talent in Risk and Business Intelligence functions
- Budgeting, forecasting and managing Risk KPIs: NPL, LLP, AR, LGD, COR, repayment behavior vintages etc.
- Liaison with members of international teams
- Communicate to all risk issues to the relevant stakeholders (internal and external)
Experience and required skills:
- Higher education in Mathematics, Economics, Finance, or similar area
- Experience in Retail Banking, Consumer Lending, Neo-banking at scoring models development, provisioning, portfolio management and analysis, collection strategy development
- Ability to analyze complex information and make informed decisions
- Excellent leadership and people management skills
- Excellent communication, negotiation, and interpersonal skills
- Strong knowledge of risk management frameworks, methodologies, and tools
- Ability to work effectively in a fast-paced and dynamic environment
- Proficient in Microsoft Office and other relevant software applications
- Good knowledge of English
Внимание! Для отклика на вакансию нужен VPN.